Jay Shah runs Mortgage Kraft and is a Licensed Mortgage Broker in Ontario (FSRA Lic. #M22002236), brokering through Affinity Mortgage Solutions Inc., Brokerage #13093.
Platinum Award Winner 2025
Premiere Club Top 10% 2025
Funded 100+ Families · 5-star reviewed
Jay helps first-time buyers, families, newcomers, self-employed people and investors across Kitchener, Waterloo, Cambridge and Guelph compare lenders, understand the rules, and choose a mortgage that fits their life, not just the lowest headline rate.
Jay works with banks, credit unions, monoline lenders, alternative lenders and private lenders for residential, commercial and business financing. For standard mortgages there is usually no cost to you; any broker fee for private or alternative lending is disclosed in writing upfront.
You can verify Jay's licence on the FSRA licence lookup.
Areas served
Contact
Phone: 905-781-6661 · Email: jay@mortgagekraft.ca · 3 Mihai Eminescu Way, Kitchener, ON N2R 0V6
Straight answers, no cost and no obligation for most standard mortgages.
Mortgage Kraft · Affinity Mortgage Solutions Inc., Brokerage #13093 · Jay Shah, Licensed Mortgage Broker, Lic. #M22002236 · Rates and examples OAC, subject to change. Not financial advice.