Choose your city
Jay Shah is a licensed mortgage broker helping Toronto buyers and homeowners compare many lenders in one application. Whether you are buying a first condo downtown, a semi in the east end or renewing a mortgage on a family home in North York, you get one advisor, a written side-by-side comparison and a plan built around how you are actually paid.
Jay Shah helps Mississauga buyers, homeowners and investors compare many lenders with one application. From a first condo near Square One to a family home in Meadowvale or a renewal in Port Credit, you get a straight comparison of rate, prepayment options and penalties before you sign anything.
Jay Shah helps Brampton families, newcomers and self-employed borrowers compare many lenders with one application. Whether you are buying your first townhome in Mount Pleasant, adding a legal basement suite in Springdale or renewing in Bramalea, you get clear advice and a lender matched to your situation.
Jay Shah helps Markham buyers, families and investors compare many lenders with one application. From a first condo in Downtown Markham to a detached home in Unionville or a renewal in Cornell, you get a written comparison and a strategy that fits your income and long-term plans.
Jay Shah helps Vaughan buyers, homeowners and business owners compare many lenders with one application. Whether you are buying a new condo at the Vaughan Metropolitan Centre, a family home in Woodbridge or refinancing in Maple, you get a clear side-by-side comparison and a plan built around your goals.
Jay Shah helps Oakville buyers and homeowners compare many lenders with one application. Whether you are moving up to a family home in Glen Abbey, buying a townhome in North Oakville or renewing a larger mortgage near the lake, you get a clear comparison of rate, terms and penalties.
We also help buyers across the rest of the GTA, including Richmond Hill, Milton, Burlington, Ajax, Pickering and Whitby, and in Kitchener, Waterloo, Cambridge and Guelph (Waterloo Region).
Services
- First-time home buyers
- Mortgage renewals
- Refinancing
- Self-employed mortgages
- New to Canada
- Investment & rental property
- HELOC
- Private & B-lender mortgages
- Commercial mortgages
Latest local guides
- Mortgage renewal St. Jacobs
At mortgage renewal in St. Jacobs, you can accept your current lender’s offer, negotiate different terms, or apply to switch lenders. Compare the payment, total borrowing cost, penalties and flexibility—not just the rate
- How much down payment in Kitchener?
For an eligible owner-occupied home in Kitchener priced below $1.5 million, the minimum down payment is 5% of the first $500,000 plus 10% of the portion above $500,000. At $1.5 million or more, you need at least 20% down
- More guides coming soon
Straight answers, no cost and no obligation for most standard mortgages.
Mortgage Kraft · Affinity Mortgage Solutions Inc., Brokerage #13093 · Jay Shah, Licensed Mortgage Broker, Lic. #M22002236 · Rates and examples OAC, subject to change. Not financial advice.