Last updated: October 2, 2026
Using this site
This website provides general information about mortgages in Ontario. By using it you agree to these terms. If you do not agree, please do not use the site.
No offer or commitment
Nothing on this site is an offer to lend or a mortgage commitment. All mortgages are on approved credit (OAC) and subject to lender and insurer approval.
Rates and calculators
Rates, examples and calculator results are illustrations only, can change without notice, and may not reflect the rate you qualify for. APR may differ.
Third-party links
Links to other sites are provided for convenience. We are not responsible for their content.
Intellectual property
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Limitation of liability
To the extent permitted by law, we are not liable for losses arising from reliance on general information on this site. Speak with us for advice on your situation.
Governing law
These terms are governed by the laws of Ontario and Canada.
Mortgage Kraft · Affinity Mortgage Solutions Inc., Brokerage #13093 · Jay Shah, Licensed Mortgage Broker, Lic. #M22002236 · Rates and examples OAC, subject to change. Not financial advice.