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Jay Shah is a licensed mortgage broker helping Kitchener buyers and homeowners compare many lenders in one application. Whether you are buying your first condo near the ION line, renewing in Doon or refinancing in Victoria Park, you get one advisor and a clear side-by-side comparison, at no cost for most standard mortgages.
Jay Shah helps Waterloo buyers, investors and homeowners compare many lenders with one application. From Uptown condos to family homes in Beechwood and student rentals near the universities, you get a straight comparison and a plan that fits how you are actually paid.
Jay Shah helps Cambridge buyers and homeowners in Galt, Hespeler and Preston compare many lenders in one place. Cambridge offers some of the more approachable price points in Waterloo Region, and the right mortgage structure helps you keep more of that advantage.
Jay Shah helps Guelph buyers and homeowners compare many lenders with one application. From new builds in Westminster Woods to older homes in Exhibition Park and investment properties near the University of Guelph, you get clear options and a plan that fits your goals.
We also help buyers in nearby communities including Elmira, St. Jacobs, New Hamburg, Baden, Ayr, Fergus, Elora and Breslau.
Services
- First-time home buyers
- Mortgage renewals
- Refinancing
- Self-employed mortgages
- New to Canada
- Investment & rental property
- HELOC
- Private & B-lender mortgages
- Commercial mortgages
Latest local guides
- Mortgage renewal St. Jacobs
At mortgage renewal in St. Jacobs, you can accept your current lender’s offer, negotiate different terms, or apply to switch lenders. Compare the payment, total borrowing cost, penalties and flexibility—not just the rate
- How much down payment in Kitchener?
For an eligible owner-occupied home in Kitchener priced below $1.5 million, the minimum down payment is 5% of the first $500,000 plus 10% of the portion above $500,000. At $1.5 million or more, you need at least 20% down
- More guides coming soon
Straight answers, no cost and no obligation for most standard mortgages.
Mortgage Kraft · Affinity Mortgage Solutions Inc., Brokerage #13093 · Jay Shah, Licensed Mortgage Broker, Lic. #M22002236 · Rates and examples OAC, subject to change. Not financial advice.